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Court Ruling on Health Care Subsidies Risks Loss of Coverage

Even with a federal subsidy to help cover the cost, Gloria Spottswood has had to squeeze her household budget to afford the health insurance she bought this year through the Affordable Care Act.

Ms. Spottswood, who is 56 and works in food service, signed up for a CareFirst Blue Cross Blue Shield plan to cover herself and her 17-year-old son. She gets a subsidy of $181 a month toward the $663 premium, and pays the remaining $482. She manages, she said, but just barely.

So when a federal appeals court panel found Tuesday that subsidies cannot be used in states like Virginia that rely on the federal insurance exchange — even as a different appeals court in Virginia found the opposite in a separate case — Ms. Spottswood flinched.

Read more: http://www.nytimes.com/2014/07/24/us/politics/court-ruling-on-health-care-subsidies-risks-loss-of-coverage.html?_r=0

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